●New Orleans, LA · $535k @ 7.250% · +$356/mo over · F●Philadelphia, PA · $540k @ 6.250% · at/under market · A●Columbus, OH · $370k @ 6.125% · at/under market · A●San Diego, CA · $660k @ 5.875% · at/under market · A●Raleigh, NC · $490k @ 6.250% · at/under market · A●Plano, TX · $560k @ 7.375% · +$161/mo over · D●Philadelphia, PA · $605k @ 6.500% · at/under market · A●Albuquerque, NM · $335k @ 5.875% · at/under market · A●Boston, MA · $640k @ 6.125% · at/under market · A●Austin, TX · $485k @ 7.375% · +$284/mo over · F●Jacksonville, FL · $300k @ 7.125% · +$174/mo over · F●Raleigh, NC · $810k @ 6.500% · +$132/mo over · D●Miami, FL · $485k @ 7.625% · +$367/mo over · F●McAllen, TX · $665k @ 6.875% · at/under market · A●Philadelphia, PA · $490k @ 7.000% · +$163/mo over · D●Phoenix, AZ · $640k @ 6.625% · +$157/mo over · F●New Orleans, LA · $535k @ 7.250% · +$356/mo over · F●Philadelphia, PA · $540k @ 6.250% · at/under market · A●Columbus, OH · $370k @ 6.125% · at/under market · A●San Diego, CA · $660k @ 5.875% · at/under market · A●Raleigh, NC · $490k @ 6.250% · at/under market · A●Plano, TX · $560k @ 7.375% · +$161/mo over · D●Philadelphia, PA · $605k @ 6.500% · at/under market · A●Albuquerque, NM · $335k @ 5.875% · at/under market · A●Boston, MA · $640k @ 6.125% · at/under market · A●Austin, TX · $485k @ 7.375% · +$284/mo over · F●Jacksonville, FL · $300k @ 7.125% · +$174/mo over · F●Raleigh, NC · $810k @ 6.500% · +$132/mo over · D●Miami, FL · $485k @ 7.625% · +$367/mo over · F●McAllen, TX · $665k @ 6.875% · at/under market · A●Philadelphia, PA · $490k @ 7.000% · +$163/mo over · D●Phoenix, AZ · $640k @ 6.625% · +$157/mo over · F
rategrader.ai
Check my offer

The Market Board

Every checked offer feeds the board. Anonymous, no names, no addresses.

Real site activity

LIVE · REAL DATA

Visitors

…

0 today

Offers checked

…

—

Texas leads

…

0 today

Waitlist

…

other states

Savings found

…

per year, all checks

Last 14 days

Bars are visitors per day; green numbers are leads. Names and emails stay private.

Below: sample market data (for now).

ABOVE-MARKET INDEXLIVE

Quotes graded C or worse

54%

POINTS TRAPLIVE

Quotes paying 1.5+ points

21%

AVG SPREAD COSTLIVE

Per above-market borrower / yr

$2,794

AVG QUOTED RATELIVE

30-yr fixed, all tiers

6.77%

Offers higher than typical, by credit score

Excellent

760+

88%

avg quoted 6.71% · typical 6.25%

Good

700–759

60%

avg quoted 6.78% · typical 6.50%

Fair

640–699

38%

avg quoted 7.02% · typical 6.95%

Rough

<640

0%

avg quoted 6.54% · typical 7.60%

Latest offers

WORST QUOTES THIS WEEK
  • F

    Portland, OR · $770,000

    7.625% · 1.5 pts · $6,215 fees

    +$583/mo
  • F

    Philadelphia, PA · $685,000

    7.500% · 1.25 pts · $4,955 fees

    +$572/mo
  • F

    Houston, TX · $670,000

    7.750% · 1.5 pts · $8,870 fees

    +$565/mo
  • F

    Las Vegas, NV · $725,000

    7.500% · 1.5 pts · $4,880 fees

    +$487/mo
  • F

    El Paso, TX · $745,000

    7.375% · 0 pts · $13,655 fees

    +$437/mo
  • F

    McAllen, TX · $410,000

    7.750% · 1.5 pts · $6,645 fees

    +$413/mo
Latest checks
FNew Orleans, LA · $535,000 @ 7.250%1m ago
APhiladelphia, PA · $540,000 @ 6.250%4m ago
AColumbus, OH · $370,000 @ 6.125%7m ago
ASan Diego, CA · $660,000 @ 5.875%10m ago
ARaleigh, NC · $490,000 @ 6.250%13m ago
DPlano, TX · $560,000 @ 7.375%16m ago
APhiladelphia, PA · $605,000 @ 6.500%19m ago
AAlbuquerque, NM · $335,000 @ 5.875%22m ago
ABoston, MA · $640,000 @ 6.125%25m ago
FAustin, TX · $485,000 @ 7.375%28m ago
FJacksonville, FL · $300,000 @ 7.125%31m ago
DRaleigh, NC · $810,000 @ 6.500%34m ago
FMiami, FL · $485,000 @ 7.625%37m ago
AMcAllen, TX · $665,000 @ 6.875%40m ago
DPhiladelphia, PA · $490,000 @ 7.000%43m ago

Early preview: board uses seeded sample quotes plus your own checks. Real anonymous data replaces it as it comes in. Not financial advice.