Terms of use
Last updated September 2026. By using RateGrader.ai you agree to these terms.
Not a loan offer
RateGrader.ai is an educational tool. Grades are estimates, not a commitment to lend, and not financial or legal advice.
No guarantees
We work to keep typical rates accurate, but market rates change daily and your real rate depends on your full application.
Contact consent
If you ask for a review, you agree that one partner loan officer may contact you by email, phone or text.
Governing law
These terms are governed by the laws of the State of Texas.
This page is a summary and may be updated.